主题词：Housing Market and Economics; Financial Markets and Investment Strategies; Financial Literacy, Pension, Retirement Analysis; Banking stability, regulation, efficiency; Insurance and Financial Risk Management; Housing, Finance, and Neoliberalism; Spatial and Panel Data Analysis; Economic and Environmental Valuation; Corporate Finance and Governance; Financial Reporting and Valuation Research; Monetary Policy and Economic Impact; Capital Investment and Risk Analysis; Auction Theory and Applications; Credit Risk and Financial Regulations; Fiscal Policy and Economic Growth; Regional Economics and Spatial Analysis; Financial Risk and Volatility Modeling; Consumer Market Behavior and Pricing; Stochastic processes and financial applications; Urban, Neighborhood, and Segregation Studies; Economic theories and models; Urban Planning and Valuation; Insurance, Mortality, Demography, Risk Management; Auditing, Earnings Management, Governance; Facilities and Workplace Management