主题词:Insurance, Mortality, Demography, Risk Management; Probability and Risk Models; Insurance and Financial Risk Management; Statistical Distribution Estimation and Applications; Stochastic processes and financial applications; Financial Risk and Volatility Modeling; Bayesian Methods and Mixture Models; Risk and Portfolio Optimization; Global Health Care Issues; Social and Educational Sciences; Education, Healthcare and Sociology Research; Statistical Methods and Inference; Advanced Statistical Methods and Models; European and International Law Studies; Probability and Statistical Research; Statistical Methods and Bayesian Inference; Financial Literacy, Pension, Retirement Analysis; Research in Social Sciences; Economic theories and models; Stochastic processes and statistical mechanics; Statistical Methods in Clinical Trials; Advanced Statistical Process Monitoring; History and Theory of Mathematics; Diverse Scientific and Economic Studies; demographic modeling and climate adaptation