主题词：Stochastic processes and financial applications; Financial Risk and Volatility Modeling; Financial Markets and Investment Strategies; Complex Systems and Time Series Analysis; Market Dynamics and Volatility; Credit Risk and Financial Regulations; Risk and Portfolio Optimization; Monetary Policy and Economic Impact; Economic theories and models; Insurance, Mortality, Demography, Risk Management; Stock Market Forecasting Methods; Capital Investment and Risk Analysis; Banking stability, regulation, efficiency; Insurance and Financial Risk Management; Housing Market and Economics; Corporate Finance and Governance; Statistical Methods and Inference; Financial Distress and Bankruptcy Prediction; Financial Literacy, Pension, Retirement Analysis; Probability and Risk Models; Financial Reporting and Valuation Research; Forecasting Techniques and Applications; Energy Load and Power Forecasting; Global Financial Crisis and Policies; Theoretical and Computational Physics