主题词：Banking stability, regulation, efficiency; Monetary Policy and Economic Impact; Global Financial Crisis and Policies; Corporate Finance and Governance; Credit Risk and Financial Regulations; Financial Markets and Investment Strategies; Italy: Economic History and Contemporary Issues; Housing Market and Economics; Economic theories and models; Market Dynamics and Volatility; Economic Theory and Policy; Stochastic processes and financial applications; Islamic Finance and Banking Studies; Microfinance and Financial Inclusion; Financial Risk and Volatility Modeling; Complex Systems and Time Series Analysis; Fiscal Policy and Economic Growth; Diverse Scientific and Economic Studies; Human auditory perception and evaluation; Financial Literacy, Pension, Retirement Analysis; Earthquake and Disaster Impact Studies; Fiscal Policies and Political Economy; Economic Policies and Impacts; Economic Growth and Development; Corporate Taxation and Avoidance