主题词：Financial Risk and Volatility Modeling; Stochastic processes and financial applications; Risk and Portfolio Optimization; Financial Markets and Investment Strategies; Credit Risk and Financial Regulations; Market Dynamics and Volatility; Insurance and Financial Risk Management; Monetary Policy and Economic Impact; Banking stability, regulation, efficiency; Insurance, Mortality, Demography, Risk Management; Complex Systems and Time Series Analysis; Capital Investment and Risk Analysis; Economic theories and models; Statistical Methods and Inference; Stock Market Forecasting Methods; Risk Management in Financial Firms; Probability and Risk Models; Financial Distress and Bankruptcy Prediction; Corporate Finance and Governance; Forecasting Techniques and Applications; Global Financial Crisis and Policies; Housing Market and Economics; Reservoir Engineering and Simulation Methods; Financial Literacy, Pension, Retirement Analysis; Financial Reporting and Valuation Research