主题词：Regional Development and Management Studies; Global Trade and Competitiveness; Business and Economic Development; Entrepreneurship Studies and Influences; Economic and Technological Developments in Russia; Customer Service Quality and Loyalty; International Business and FDI; Risk Management in Financial Firms; Insurance and Financial Risk Management; Regional Economic Development and Innovation; Organizational Leadership and Management Strategies; Economic and Business Development Strategies; Diverse Aspects of Tourism Research; Job Satisfaction and Organizational Behavior; Banking stability, regulation, efficiency; Monetary Policy and Economic Impact; Technology Adoption and User Behaviour; Global trade and economics; Consumer Behavior in Brand Consumption and Identification; Sustainable Supply Chain Management; Market Dynamics and Volatility; Agricultural risk and resilience; Economic and Technological Systems Analysis; Global Financial Crisis and Policies; COVID-19 Pandemic Impacts