主题词：Customer Service Quality and Loyalty; Technology Adoption and User Behaviour; Consumer Retail Behavior Studies; Digital Marketing and Social Media; Financial Literacy, Pension, Retirement Analysis; Banking stability, regulation, efficiency; Consumer Behavior in Brand Consumption and Identification; Islamic Finance and Banking Studies; FinTech, Crowdfunding, Digital Finance; Digital Platforms and Economics; Microfinance and Financial Inclusion; Corporate Identity and Reputation; Corporate Social Responsibility Reporting; Housing Market and Economics; Corporate Finance and Governance; Securities Regulation and Market Practices; Service and Product Innovation; Job Satisfaction and Organizational Behavior; Sharing Economy and Platforms; Consumer Market Behavior and Pricing; Environmental Sustainability in Business; Psychological Well-being and Life Satisfaction; Business Strategy and Innovation; Organizational Leadership and Management Strategies; Housing, Finance, and Neoliberalism