主题词：Stochastic processes and financial applications; Economic theories and models; Financial Risk and Volatility Modeling; Risk and Portfolio Optimization; Financial Markets and Investment Strategies; Complex Systems and Time Series Analysis; Insurance, Mortality, Demography, Risk Management; Credit Risk and Financial Regulations; Capital Investment and Risk Analysis; Probability and Risk Models; Monetary Policy and Economic Impact; Stochastic processes and statistical mechanics; Insurance and Financial Risk Management; Banking stability, regulation, efficiency; Decision-Making and Behavioral Economics; Mathematical Dynamics and Fractals; Market Dynamics and Volatility; Auction Theory and Applications; Climate Change Policy and Economics; Statistical Methods and Inference; Advanced Mathematical Modeling in Engineering; Mathematical Biology Tumor Growth; Optimization and Variational Analysis; Reservoir Engineering and Simulation Methods; Markov Chains and Monte Carlo Methods