主题词：Stochastic processes and financial applications; Financial Risk and Volatility Modeling; Economic theories and models; Financial Markets and Investment Strategies; Risk and Portfolio Optimization; Complex Systems and Time Series Analysis; Insurance, Mortality, Demography, Risk Management; Credit Risk and Financial Regulations; Capital Investment and Risk Analysis; Banking stability, regulation, efficiency; Probability and Risk Models; Monetary Policy and Economic Impact; Stochastic processes and statistical mechanics; Insurance and Financial Risk Management; Market Dynamics and Volatility; Decision-Making and Behavioral Economics; Auction Theory and Applications; Climate Change Policy and Economics; Advanced Mathematical Modeling in Engineering; Housing Market and Economics; Reservoir Engineering and Simulation Methods; Point processes and geometric inequalities; Electric Power System Optimization; Markov Chains and Monte Carlo Methods; Fluid Dynamics and Turbulent Flows