主题词：Housing Market and Economics; Insurance and Financial Risk Management; Housing, Finance, and Neoliberalism; Financial Literacy, Pension, Retirement Analysis; Financial Markets and Investment Strategies; Spatial and Panel Data Analysis; Banking stability, regulation, efficiency; Fiscal Policy and Economic Growth; Capital Investment and Risk Analysis; Economic and Environmental Valuation; Urban and Rural Development Challenges; Urbanization and City Planning; Corporate Finance and Governance; Monetary Policy and Economic Impact; Urban Planning and Valuation; Financial Reporting and Valuation Research; Credit Risk and Financial Regulations; Financial Risk and Volatility Modeling; Consumer Retail Behavior Studies; Facilities and Workplace Management; Regional Economics and Spatial Analysis; Auction Theory and Applications; Insurance, Mortality, Demography, Risk Management; Islamic Finance and Banking Studies; Fiscal Policies and Political Economy